BALTIMORE -- Rep. Elijah E. Cummings doesn’t need to go farther than his front stoop to see the scars of the housing crisis.
"That one was foreclosed on," the 61-year-old Maryland Democrat said on a recent morning outside his brick rowhouse in this city's Madison Park neighborhood, pointing to an empty house nearby with a "No Trespassing" sign in the front window.
"That house has been vacant now at least 9 months," Cummings said, nodding across the street toward another home, its windows boarded shut. The owner lost his job and no longer could afford the payments, he said. "He was a good guy."
"This house here was in foreclosure," Cummings said, pointing farther down the block. "I understand someone just bought it for a song and a dance."